Home Home Services Best Home Warranty Companies of To Choose in US in 2023

Best Home Warranty Companies of To Choose in US in 2023


Let’s be honest, owning a home can be quite costly. Accidents are bound to happen, and everyday wear and tear can eventually lead to significant breakdowns in your costly appliances.

While a seamless home ownership experience is never guaranteed, you can certainly invest in peace of mind. A home warranty provides both financial protection and convenience in case your home systems or major appliances decide to stop working.

Selecting a reputable and dependable home warranty company can be quite a challenge. That’s precisely why our MarketWatch Guides Team has undertaken extensive research and comparisons of numerous leading national home warranty companies.


Home Warranty

Our aim is to pinpoint the very best and most reliable providers in the industry.

In this comprehensive guide to the top home warranty companies, you’ll discover how investing in a home warranty can effectively safeguard your home and provide you with peace of mind when faced with unexpected repairs.

Top 8 Best Home Warranty Companies of 2023:

  • American Home Shield:
  • Liberty Home Guard:
  • Select Home Warranty:
  • AFC Home Club:
  • First American Home Warranty:
  • First Premier Home Warranty:
  • Cinch Home Services:
  • 2-10 Home Buyers Warranty:

How Much Does a Home Warranty Cost?

Based on our survey of 1,000 homeowners, it was revealed that a significant 64% of respondents prioritize the cost of a home warranty when evaluating warranty plans.

Our internal research, which includes secret shopping, an analysis of quotes from numerous home warranty providers, and feedback from homeowners regarding their own warranty plans, has indicated that the average monthly expense for a home warranty falls within the range of $39 to $63. Additionally, the typical service call fee is approximately $77.

How To Choose a Home Warranty:

Each home warranty plan comes with its own unique features, making it crucial to find one that aligns with your specific lifestyle and financial constraints. To aid you in making an informed decision when choosing a home warranty provider, take into account the following factors during your research:

Determine Your Coverage Needs

Individual circumstances vary widely, and your personal situation plays a pivotal role in determining whether you should prioritize coverage for appliances, systems, or both. Reflect on what aspects of your home you wish to safeguard the most, and assess whether you already have coverage through warranties provided by individual appliance manufacturers or other existing arrangements.

Decide on Your Budget:

The price of a home warranty primarily hinges on the extent of coverage it offers. It’s advisable to establish your budget initially and then strategically select the coverage components that align with your priorities, allowing you to maximize the value of your investment.

Read the Terms and Conditions:

Home warranty agreements contain the specific terms and conditions of the arrangement. It’s imperative to thoroughly review your contract before procuring the policy to gain a comprehensive understanding of its coverage scope, waiting periods, service charges, and any other relevant provisions.

How Does a Home Warranty Work?

If you’re new to the world of home warranties and are wondering how to navigate the process of filing a claim after enrolling, the following steps will shed light on how home warranties function:

Step 1: Begin by enrolling in a home warranty plan. Knowing that your home warranty provider can assist in covering costs is a significant first step in securing your home’s well-being.

Step 2: In the unfortunate event that a problem arises (as it sometimes does), you can typically initiate your first claim after a 30-day waiting period from the time of enrollment. You typically have two options for filing your claim: either by phone or through an online portal. It’s important to note that the service call fee, which functions much like a deductible, varies depending on your chosen provider. Cinch Home Services is an excellent choice if you need home warranty coverage without a waiting period before filing a claim. They also have a high acceptance rate for maintenance and pre-existing issues.

Step 3: After filing your claim, you’ll proceed to schedule a service visit from a technician, who will come to your home to assess the situation. If your service contract covers the breakdown of the home appliance or system in question, you will typically only be responsible for the service call fee.

Step 4: The technician will then determine whether they can repair or replace the system. Additionally, they will clarify whether your plan fully covers the cost or if there will be an out-of-pocket expense that you need to cover before proceeding with any necessary repairs.

What Do Home Warranties Cover?

  • Air conditioning and Heating systems (HVAC)
  • Plumbing
  • Electrical systems
  • Common household appliances (dishwasher, washer, dryer, oven, microwave, fridge etc)

David Is a Tech Geek, He Loves to Share his personal experiences on It'sDailyTech.


Please enter your comment!
Please enter your name here